Privacy Statement
WeCanFinanceYou.comTM , its websites and affiliates take the position that privacy is a very serious matter and an essential part of our relationship with customers. We aim to safeguard your privacy, while offering you the opportunity to apply for credit to obtain an automobile loan through our network of participating auto dealers nationwide and affiliate partners.

In connection with your application for credit, WeCanFinanceYou.comTM may acquire information about you, which is handled as stated in this notice.

We collect nonpublic personal information about you from the following sources:

1. Information we receive from you on the actual credit application, such as Name, Address, Social Security number, Monthly Income, date of birth,etc.
Social Security Numbers are required on the application form. When you enter your social security number on our form we encrypt is using secure socket layer technology (SSL).

2. We request your authorization to receive information from a consumer reporting agency (credit bureau). That authorization is transmitted to a participating automobile dealer or affiliate partner in our network, who will actually request and receive your credit report.

3. Uses of Information – We use the information provided by you on the application form to assist in finding financing of a motor vehicle within our national new and used car dealer network or one of our affiliate partners. We also use this information to present other offers of interest that you have not specifically opted out of.

4. Correspondence - The information you provide when communicating in writing, by phone or online with our customer service representatives. We do share information about our customers, their accounts or transactions to others for their use as described in this Privacy Policy.

5. Personally identifiable information – We share personally identifiable information with partners as it relates to offers and promotions where you have opted in.

When we do share information it is limited to the information necessary for the particular circumstance and only under strict controls to prevent misuse.

We maintain strict physical, electronic and procedural safeguards that comply with all state and federal regulations to guard your nonpublic personal information.

We use this information to evaluate your application, and to locate a participating auto dealer or affiliate partner who can continue the process of assisting you in obtaining an auto loan or purchasing an automobile. With your consent, we may inform you of offers for other services offered by third parties.

The following policy explains how we gather and use personal information in detail. This policy may change from time to time and WeCanFinanceYou.comTM reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact privacy@WeCanFinanceYou.com.

By using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site, and should immediately terminate your session.

Consent to Check Credit
By submitting your information for a car financing quote, you certify that all of the statements in this application are true and complete and are made for the purpose of obtaining credit. You expressly agree to provide and/or authorize WeCanFinanceYou.comTM and/or lending, automobile dealer, or affiliate partners to obtain such additional information as may be required, including checking your credit report or FICO score in order to complete the processing of your application. You understand that checking your credit report may produce an “inquiry” to appear on your credit report.

WeCanFinanceYou.comTM forwards this application and your financial information to one or more third party lenders, dealers, or others that may be able to offer you, or assist you in finding, financing that meets your needs. Some of these affiliates may offer or arrange dealer financing rather than a direct loan from a lender.

BY SUBMITTING THIS APPLICATION, YOU AUTHORIZE YOUR FINANCIAL INFORMATION TO BE FORWARDED AS ABOVE-DESCRIBED. YOU FURTHER AUTHORIZE THOSE THIRD PARTY LENDERS, DEALERS, OR OTHERS WHICH ARE FORWARDED THE APPLICATION TO SHARE INFORMATION IN YOUR APPLICATION, AND ANY OTHER CREDIT INFORMATION THEY OBTAIN, WITH OTHER THIRD PARTIES WHO MAY BE ABLE TO OFFER OR ARRANGE FOR A DIRECT LOAN OR DEALER FINANCING.

Use and Sharing of Submitted Information
WeCanFinanceYou.comTM reserves the right to use your submitted information as follows: (1) for the specific purpose for which such information was provided (including matching registrants with a credit related company or companies); (2) s disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that WeCanFinanceYou.comTM may change this Policy at any time and therefore WeCanFinanceYou.comTM may in the future use registrant submitted information for additional purposes not currently included in this Policy.

Also, WeCanFinanceYou.comTM may share your submitted information with its partners, sponsors, advertisers, service providers and marketers' lookup and reference services and any other entities that WeCanFinanceYou.comTM believes are able to provide you with special offers and opportunities. Note that although WeCanFinanceYou.comTM advises everyone who receives your submitted information from WeCanFinanceYou.comTM to support this Policy, WeCanFinanceYou.comTM has no control over such party's information handling practices and is not responsible for any failure of such party to adhere to this Policy.

As a condition of using this site, you agree that WeCanFinanceYou.comTM may share their data with the Network Sites and unaffiliated third parties. If you do not agree that WeCanFinanceYou.comTM may share your submitted information with such entities, you may not submit any personal information on WeCanFinanceYou.comTM.
Additionally, WeCanFinanceYou.comTM may share your submitted information in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific companies.

Finally, WeCanFinanceYou.comTM may disclose your submitted information in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of WeCanFinanceYou.comTM, the Network Sites or other users of this Site.

Who Owns the Auto Loan Application Data?
Once it is received in our database, auto loan information, including your name, e-mail address, home address and financial/credit status information becomes the property of WeCanFinanceYou.comTM. This information is passed on to dealers, fulfillment and marketing partners and affiliates. Once one of these entities receives this information, it becomes the subject to their respective privacy policy, in addition to WeCanFinanceYou.comTM. Our accredited dealers and/or lenders use this information to process your request and provide valuable services. Any request to opt out of future dealer communications must be made directly to the dealer.

Do Not Call Registry Compliance:
By submitting personal contact and/or financial information through WeCanFinanceYou.comTM, the user hereby grants written permission to WeCanFinanceYou.comTM, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at WeCanFinanceYou.comTM you are consenting to receive phone calls from WeCanFinanceYou.comTM, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding credit counseling and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.

Third Party Offers:
By using WeCanFinanceYou.comTM you may receive follow-up contacts/offers from third party companies. We cannot be responsible for the services or representations of third party advertisers.

Links to Other Sites:
WeCanFinanceYou.comTM contains links to other sites. We are not responsible for the privacy practices or the content of such web sites.

Cookies:
"Cookies" are small computer files which are automatically placed on your computer's hard drive when you are connected to a website. WeCanFinanceYou.comTM set and access our cookie on your computer to better serve you. WeCanFinanceYou.comTM lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to our cookies.

Log Files:
As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We link this automatically collected data to personally identifiable data. IP addresses are linked to personally identifiable information for security purposes.

Security:
The security of your personal information is important to us. When you enter sensitive information (such as credit card number and/or social security number) on our registration or order forms, we encrypt that information using secure socket layer technology (SSL). To learn more about SSL, follow this link http://www.webopedia.com/TERM/S/SSL.html .

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can send email us at privacy@WeCanFinanceYou.com.

This privacy statement applies only to information collected by this Web site.


Opting-Out of Further Communications:
WeCanFinanceYou.comTM registrants/users may opt-out of receiving further communications from us. Users may, at any time, choose not to receive promotional emails from WeCanFinanceYou.comTM or the Network (1) following the "unsubscribe" instructions in any WeCanFinanceYou.comTM e-mail received by registrant, or (2) writing to optout@WeCanFinanceYou.com. Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from.

Must Be 18 Years or Older:
WeCanFinanceYou.comTM or its Network is neither intended for, nor directed to, children under the age of 18. If we learn that a person who submits their information on the Site is under the age of 18, WeCanFinanceYou.comTM will promptly delete that individual's information.

Transfer In Certain Circumstances:
In its sole discretion, WeCanFinanceYou.comTM may transfer, sell or assign information collected on and through this Site, including without limitation, submitted information and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of WeCanFinanceYou.comTM and/or Network Sites.

Change in Policy:
WeCanFinanceYou.comTM may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, WeCanFinanceYou.comTM will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing at optout@WeCanFinanceYou.com.

California Applicants :
If married, you may apply for a separate account.

Indiana Applicants:
WeCanFinanceYou.comTM and its dealer affiliates have express permission to contact you by telephone, provided you have given your telephone number in the application.

New York Applicants :
In connection with your application for credit, the dealer to whom this application is delivered may request a consumer report which contains information on your credit worthiness, credit standing, personal characteristics and general reputation. If the dealer grants you credit, it (or its assignee) may order additional consumer reports in connection with any update, renewal or extension of the credit. If you ask the dealer, it will tell you whether it obtained a consumer report and, if it did, it will tell you the name and address of the consumer reporting agency that gave it the report.

Ohio Applicants :
The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

Rhode Island Applicants :
A consumer report may be requested in connection with this application.

Vermont Applicants :
By submitting my (our) application, I (we) authorize the dealer I chose on my (our) application and its employees, agents and potential assignees to obtain and verify information about me (us) (including one or more credit reports, information about my (our) employment and banking and credit relationships) that any of them may deem necessary or appropriate in evaluating my (our) application. If my (our) application is approved and credit is granted, I (we) also authorize such parties to obtain additional credit reports and other information about me (us) in connection with reviewing the account, increasing the available credit on the account (if applicable), taking collection on the account, or for any other legitimate purpose.

Wisconsin Applicants :
No provision of a marital property agreement, a unilateral statement under Wis. Rev. Stat. § 766.59 or a court decree under Wis. Rev. Stat. § 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred

Consent for Electronic Documents Under the Electronic Signatures in Global and National Commerce Act:
Introduction: You are submitting a credit application for an auto loan with our online direct lenders ("Application"). In order to continue this process, our lenders must provide you with certain disclosures, notices, information and documents related to your Application ("Documents") electronically. This Consent for Electronic Documents informs you of your rights when receiving these Documents electronically. By agreeing to receive Electronic Documents, you acknowledge receipt of this Consent for Electronic Documents, and agree to the electronic delivery of such Documents via the internet to the e-mail address designated on your Application. Please note, if you are approved for a loan, loan packages may be mailed via overnight delivery.

Hardware and Software Requirements:
Before you decide to receive your Documents electronically, you must determine if you have the necessary hardware and software described below to access and retain these Documents. To access and retain your Documents electronically, you may need such software as Adobe Acrobat Reader. It may be downloaded here ( download Adobe Acrobat Reader )

Withdrawing Consent:
You may withdraw your consent to receive your Documents electronically at any time by contacting the direct lender, whose number will be supplied to you on your notice of approval or decline. With the exception of email communications, our lending partners may continue the loan process in non-electronic form to online direct lenders at no charge. If you decide to withdraw your consent, the legal validity and enforceability of prior electronic Documents will not be affected, and you will not have the option to later receive your Documents electronically.

Copies:
If you wish to obtain a paper copy of any of the Documents, you may call the declining lender whose direct contact information will be given to you on your approval or decline notice from the lender and request a copy at no charge.

Updating Your Contact Information:
To update your electronic or mailing address, contact the direct lender by mail or telephone at the number given to you on the approval or decline information sent to you in your original communication from the lender.

Consent and Acknowledgment:
BY COMPLETING THE APPLICATION, YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE ELECTRONIC DOCUMENTS IN THE FORMAT DESCRIBED ABOVE, AND YOU CONSENT TO HAVING DOCUMENTS PROVIDED TO YOU ELECTRONICALLY VIA E-MAIL.

WeCanFinanceYou.comTM July, 2007